4THPILLAR TECHNOLOGIES

1. Government:
FOURdx, eDelivery and document exchange can ensure secure data and document exchange (i.e. tax statements, birth certificates, employee payslips, digital certificates), protect citizen information and maintain trust.

1.2 Government industry adoption:
Estonia runs point in blockchain adoption. As explained by (Williams Grut Oscar, 2016), Estonia uses Guard time technology with the partnership of Estonian e-Health Authority and Estonian Information Systems Authority to manage a blockchain network of private citizens, companies and government.

2. Transport and shipping:
FOURdx, eDelivery and document exchange can enable exchange of value-holding documentation, such as proforma invoice, commercial invoice, certificates of origin, bills of lading, bank drafts, seaway bills, and other types of transport and shipping documentation.

2.1. Transport and shipping industry adoption:
A blockchain initiative for seaborne cargo is a good example of blockchain adoption, aimed at cutting costs and improving cargo tracking. For ocean cargo carriers, blockchain technology allows participants to share information as goods move through maritime focused supply chains, explained (Paris, 2019) from the Wall Street Journal.

3. Automotive:
FOURdx, eDelivery and document exchange can enable exchange of sensitive files such as; (1) vehicle origin; (2) vehicle data; (3) spare parts origin verification; (4) patent files exchange and more.

3.1. Automotive industry adoption:
According to (Accelerating technology disruption in the automotive market Blockchain in the automotive industry | Deloitte China | Consumer, n.d.) opportunities and practical blockchain applications exist across automotive industry; (1) verification and process improvements; (2) vehicle management and incentives, and; (3) finance, payments and insurance.

4. Financial sector:
FOURid, identity mechanism can enable trust, simplicity, as FOURdx can provide digital asset transfer and enhanced customer experience to online banking login and identification.

4.1. Financial sector industry adoption
The benefits of technology are just too hard to dismiss. (J.P. Morgan, 2019) points out, that their new Blockchain Centre of Excellence (BCOE) explores blockchain, develops the technology, invests in strategic partnerships, and participate in cross-industry consortia.

5. Health care:
FOURdx, eDelivery and document exchange can enable safe and discrete sensitive medical records exchange across organizations and enable patients to control their medical documentation.

5.1. Health care industry adoption:
According to (Blockchain – Perspectives, Insights, and Analysis | Deloitte US, n.d.), blockchain technology has the potential to transform health care, placing the patient at the centre of the health care ecosystem and increasing the security, privacy, and interoperability of health data.

6. Insurance:
FOURdx, eDelivery and document exchange can transform the old paper insurance-policy delivery, help save the environment and digitalise endurance industry.

6.1. Industry potential:
According to (Insurance Disruption Using Blockchain Tech l CB Insights, n.d.), there are four major blockchain applications to insurance industry; (1) fraud detection (immutable ledger can help eliminate common sources of fraud); (2) property (shared ledger and insurance policies executed through smart contracts can bring order to property insurance); (3) health insurance (medical records can be cryptographically secured), and;(4) reinsurance (simplify the flow of information and payments)